We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
60% of all bankruptcies are from medical bills. 77% had major medical insurance
Health Insurance: is used to help people pay their medical bills. Health insurance is divided into three areas.
1. Major Medical: Can be provided by an employer or privately purchased. Major Medical insurance varies extensively in premiums, deductibles, co-pays, and co-insurance.
2. Medicare: A federally funded medical insurance program that provides assistance for people over age 65 or Disabled. Medicare part A and B together are designed to pay 80% of a beneficiaries medical costs. There are various products available to assist Medicare beneficiaries in controlling their costs.
Medicare is broken down into four parts:
3. Supplemental: A type of medical insurance used to meet needs. Not covered by Major Medical or Medicare.
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$39.4 million, number of visits to hospital emergency departments due to injuries in 2007
$9,788 is the average hospital expense, adjusted per inpatient stay.
Terms to know:
Fixed Benefit Plans
Short Term Plan